Ode To Dave

Clear common sense thrills me.  Dave Ramsey thrills me.  The guy deserves that title “financial guru”.

What does Dave teach?  Ditch credit card dependence.  (Go green and use cash.)

His motto “live like no one else... so later you can live no one else” brings a smile to my face.

Here are Dave’s seven financial steps to financial peace:

  1. Build emergency fund to $1000
  2. Pay off debt (minus mortgage) smallest to biggest
  3. Build emergency fund to 6 months worth of income
  4. Invest 15% of income into Roth IRAs
  5. College funding for children
  6. Pay off home early
  7. Build wealth and give

More great advice at daveramsey.com

I’m working on step four now and dig his plan.  His books are worth checking in to.